What it is
Trauma cover, which you might hear called critical illness cover, pays you a tax-free lump sum if you're diagnosed with a serious condition. Think cancer, a heart attack or a stroke.
Why it matters
A serious diagnosis often means time off work and a pile of costs you didn't plan for. A lump sum takes the money worry off the table so you can just focus on getting well.
Who it's for
Common misconceptions
"It only pays out if I die."
The reality: No, this one pays while you're alive, right after diagnosis, so it can actually help you recover.
"Health insurance does the same thing."
The reality: Not quite. Health cover pays the hospital. Trauma pays you, and you decide where it goes.
"Young people don't get seriously ill."
The reality: Sadly it can happen at any age, and getting cover early keeps it more affordable.
How we help
Have a free chat
Tell us a bit about your situation, in the language you prefer. There's no obligation.
Meet the right adviser
We'll put you with a licensed adviser who fits what you need.
Talk it through
Your adviser explains your options in plain language, no jargon.
We stick around
We're here before, during and after, including reviews and help at claim time.