What it is
This cover helps with your mortgage repayments if you can't work because of illness or injury, or if you pass away. The idea is simple. It helps your family hold onto the home.
Why it matters
For most people the mortgage is the biggest commitment they've got. Knowing the repayments are looked after takes a real weight off if things go wrong.
Who it's for
Common misconceptions
"The bank's cover is plenty."
The reality: Bank cover can be fairly limited, and it's not always set up around your situation.
"It's only about death cover."
The reality: Plenty of plans also cover you for disability and serious illness.
"I can't fit it in the budget."
The reality: It can be built to suit what you can afford. An adviser helps you strike the right balance.
How we help
Have a free chat
Tell us a bit about your situation, in the language you prefer. There's no obligation.
Meet the right adviser
We'll put you with a licensed adviser who fits what you need.
Talk it through
Your adviser explains your options in plain language, no jargon.
We stick around
We're here before, during and after, including reviews and help at claim time.