What it is
Life insurance pays your family a lump sum if you pass away, or if you're diagnosed with a terminal illness. They can use it to clear the mortgage, cover everyday bills, and keep life going when you're not there to help.
Why it matters
Think about who relies on your income right now. If it stopped tomorrow, would your family be okay? For most of us the honest answer is no, and that's really what life cover is for.
Who it's for
Common misconceptions
"It's too expensive."
The reality: Most people are surprised how affordable it is, especially if you sort it out while you're young and healthy.
"I'm young and healthy, so I don't need it."
The reality: That's actually the best time to get it. Cover is cheaper and easier to arrange before any health issues come up.
"My work cover is enough."
The reality: Work cover is usually pretty basic, and it stops the day you leave the job.
How we help
Have a free chat
Tell us a bit about your situation, in the language you prefer. There's no obligation.
Meet the right adviser
We'll put you with a licensed adviser who fits what you need.
Talk it through
Your adviser explains your options in plain language, no jargon.
We stick around
We're here before, during and after, including reviews and help at claim time.