Myth one. I'm too young to need cover. Actually, that's when it's cheapest and easiest to get.
Myth two. My work cover is enough. It usually isn't, and it disappears when you leave the job.
Myth three. ACC has me sorted. ACC really only covers accidents, not illness.
Myth four. It's too expensive. Most people find it costs a lot less than they'd guessed.
Getting the facts straight makes it much easier to make a good call.